The protection of the personal data of fino’s customers and partners enjoys the highest priority. fino is authorised by the German Federal Financial Supervisory Authority (BaFin) as an account information service provider (AISP) and payment initiation service provider (PISP).
Hosting takes place in high-security data centres at Tier 4 level. Double supply routes guarantee both complete redundancy and maximum stability.
The innovative technologies are covered by the European Payment Services Directive (PSD2).
Providers of such services must meet extensive security requirements for data centres as well as data transmission and storage.
fino uses data centres in Germany that are certified in accordance with banking standards (PCI-DSS) and IT security standards (ISO 27001). In addition, data is only transmitted (SSL + TLS) and stored (AES) in encrypted form.